O’Charley’s Loaded Potato Soup

Imagine diving into a bowl of creamy, cheesy potato soup that’s loaded with crispy bacon and fresh herbs. This copycat recipe brings O’Charley’s famous potato soup right to your kitchen!

A bowl of copycat O'Charley's Baked Potato Soup

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What Makes O’Charley’s Potato Soup Recipe The One You Will Reach For Again and Again

Growing up in the Midwest, potato soup was a winter staple, but none quite matched the creamy perfection of O’Charley’s version. The secret? Red potatoes and Velveeta cheese. While many potato soups turn mushy, the red potatoes maintain their texture, creating hearty bites throughout the soup. Combined with the ultra-creamy cheese sauce, it’s pure comfort in a bowl.

Why You’ll Love This Recipe

  • Ready in under an hour
  • Perfect for feeding a crowd
  • Simple ingredients from any grocery store
  • Great for meal prep
  • Freezer-friendly Customizable toppings

Ingredients

This loaded potato soup has simple ingredients, and the toppings take it to an extraordinary flavor level. Here’s a list of what you need:

  • Red potatoes – Provides hearty texture and holds shape better than russet potatoes
  • Butter – Creates rich base and helps form the roux for thickening
  • All-purpose flour – Works with butter to create a roux that thickens the soup
  • Half-and-half – Forms the creamy base of the soup
  • Velveeta – Creates smooth, creamy texture and consistent melting
  • White pepper – Adds subtle heat without visible specks
  • Garlic powder – Provides savory depth
  • Hot pepper sauce – Balances richness and adds subtle heat
  • Bacon – Adds crispy texture and smoky flavor
  • Shredded Cheddar cheese – Provides sharp cheese flavor and visual appeal
  • Fresh chives or green onions – Adds fresh flavor and color
  • Fresh parsley – Brings fresh herb flavor and color
O'Charley's Baked Potato Soup ingredients

Equipment Needed

  • Large Dutch oven or heavy-bottomed pot
  • Second large saucepan
  • Sharp knife and cutting board
  • Measuring cups and spoons
  • Wooden spoon or whisk
  • Colander or strainer
  • Potato masher (optional)

How to Make O’Charley’s Potato Soup

  1. Cook bacon until crispy. Break into small pieces.
  2. Dice unpeeled red potatoes into 1/2-inch cubes.
  3. Place potatoes in a large saucepan or Dutch oven, cover with water, and bring to a boil.
  4. Boil potatoes for 10 minutes or until 3/4 cooked.
  5. In a separate large Dutch oven, combine melted butter and flour, mixing until smooth.
  6. Place over low heat and gradually add half-and-half, stirring constantly until smooth and liquid begins to thicken.
  7. Add Velveeta and stir well to blend the melted Velveeta into the soup base.
  8. Drain potatoes and add to cream mixture.
Making O'Charley's loaded potato soup.
  1. Stir in pepper, garlic powder, and hot pepper sauce.
  2. Cover and cook over low heat for 30 minutes, stirring occasionally.
  3. Place soup into individual serving bowls and top with crumbled bacon, shredded cheese, chives, and parsley.
Copycat O'Charley's loaded potato soup topped with shredded cheese, bacon, and chives.

Pro Tips for Perfect Results

  • Don’t peel the potatoes – the skins add color and nutrition
  • Keep heat low when melting Velveeta to prevent scorching
  • Stir frequently to prevent sticking
  • Test potato doneness with a fork before adding to soup base
  • For thicker soup, mash some potatoes against side of pot

Troubleshooting Common Issues

Soup Too Thick?

  • Add warm milk or half-and-half gradually until desired consistency

Soup Too Thin?

  • Simmer uncovered to reduce
  • Make a small amount of roux and whisk in

Grainy Texture?

  • Lower heat when melting cheese
  • Add cheese gradually
  • Use freshly grated cheddar for topping

Recipe Scaling

  • To halve: Reduce all ingredients except seasonings (adjust to taste)
  • To double: Double all ingredients, use larger pot
  • Cooking time remains the same

Dietary Modifications

  • Gluten-free: Use 1:1 gluten-free flour blend
  • Lighter version: Use milk instead of half-and-half, reduced-fat cheese
  • Vegetarian: Omit bacon, add smoked paprika for smoky flavor

What to Serve with O’Charley’s Loaded Potato Soup

Pair this soup with a salad or sandwich to complement its flavors. For instance, serve it with a chicken bacon ranch sandwich, mixed greens salad, jalapeno grilled cheese, or a wrap!

You can also enjoy it with something lighter, such as focaccia bread, dinner yeast rolls, or a side of fresh fruit. The flavorful soup doesn’t clash with many foods, which makes it easy to choose accompaniments.

How to Store This Homemade Soup

You can either refrigerate or freeze this soup since it reheats well. For either storage method, you need to transfer it to an airtight container first.

Keep the toppings, such as the chives, bacon, and shredded cheese, separate in resealable bags. The soup will last about 3-4 days in the refrigerator and up to 6 months in the freezer. If you freeze the soup, thaw it in the refrigerator overnight before you reheat it.

What is The Best Way to Reheat Loaded Potato Soup?

Reheat the leftover soup in a pan on the stovetop over medium heat, stirring occasionally. You can add more half-and-half or milk if it is too thick.

Copycat O'Charley's loaded potato soup in a bowl.

More Potato Soup Recipes

Favorite Potato Recipes

Check out my easy soup recipes and the best restaurant copycat recipes here on CopyKat.com!

A bowl of O'Charley's loaded potato soup.

O’Charley’s Loaded Potato Soup

O'Charley's potato soup is loaded with cheese and topped with bacon and chives.
4.92 from 56 votes
Print Pin Rate Add to Collection
Course: Soup
Cuisine: American
Keyword: Baked Potato Soup, Loaded Potato Soup, O’Charley’s Potato Soup
Prep Time: 10 minutes
Cook Time: 30 minutes
Total Time: 40 minutes
Servings: 10
Calories: 640kcal

Ingredients

  • 3 pounds red potatoes
  • 1/4 cup butter melted
  • 1/4 cup all-purpose flour
  • 8 cup half-and-half
  • 16 ounces Velveeta cubed
  • 1/2 teaspoon white pepper
  • 1/2 teaspoon garlic powder
  • 1 teaspoon hot pepper sauce
  • 1/2 pound bacon
  • 1 cup shredded Cheddar cheese
  • 1/2 cup fresh chives, chopped
  • 1/2 cup fresh parsley, chopped

Instructions

  • Cook bacon until crisp. Crumble bacon and set aside.
  • Dice unpeeled red potatoes into 1/2-inch cubes.
  • Place potatoes in a large Dutch oven, cover with water, and bring to a boil. Let boil for 10 minutes or until 3/4 cooked.
  • In a separate large Dutch oven, combine melted butter and flour, mixing until smooth.
  • Place over low heat and gradually add half-and-half, stirring constantly. Continue to stir until smooth and the liquid begins to thicken.
  • Add Velveeta and stir well.
  • Drain potatoes and add to cream mixture.
  • Stir in pepper, garlic powder, and hot pepper sauce. Cover and cook over low heat for 30 minutes, stirring occasionally.
  • Place soup into individual serving bowls and top with crumbled bacon, shredded cheese, chives, and parsley.

Video

Nutrition

Calories: 640kcal | Carbohydrates: 38g | Protein: 23g | Fat: 44g | Saturated Fat: 25g | Cholesterol: 129mg | Sodium: 1094mg | Potassium: 1083mg | Fiber: 2g | Sugar: 6g | Vitamin A: 1405IU | Vitamin C: 13.8mg | Calcium: 561mg | Iron: 1.5mg

About Stephanie Manley

Stephanie Manley is the creator of CopyKat.com. She has been recreating copycat recipes since 1995. Learn more about Stephanie Manley.

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Reader Interactions

Comments

  1. Kim

    I love making your potato soup recipe! It is always a hit wherever I take it! I have found that boiling the potatoes in chicken broth gives a nice flavor. Also I mince a small amount of onion and sauté it in the butter as I am melting it before adding the flour (probably about 2 tablespoons, very finely minced). I also use 4 cups half and half and 4 cups whole milk. Everything else I pretty much do as your recipe suggests!!! Thanks for the great recipe.!!!

      • John

        I just made this soup for today’s Sunday lunch and Kim is right, cooking the potatoes in chicken broth does give extra flavor. I also didn’t drain the potatoes completely so I could add a bit of warm broth to the mixture. Yum!

  2. A waiter in the restaurant.

    I currently work at ocharleys. We make it using 1 gallon of water, 4 cup bag of imitation dehydrated cheese mix, and a 1-1/2 lb. Bag of prepped diced potato chunks. Then you mix the cheese sauce together with gallon boiling water. Microwave potatoes in steam bag for 7 minutes. Then add potatoes to cheese. Stir briefly and serve in small bowl. Add cheese and bacon. This is the way we make it as long as I have been there 2.5 years.

      • Brittany

        Amazon. I can’t seem to find that or the jalapeño juice anywhere else. However the velveta and cheddar she uses in this seems to be a lot better taste and health wise. I’m giving this a try with the some of the workers “original” recipe. I do have to say with just water and imitation cheese I’m a bit surprised that if that’s the true recipe it would be so good. I’m going to try the frozen already chopped potatoes, chicken broth, jalapeño juice (from a can of japs), and the cheeses on this recipe. Plus all of her seasonings. This recipe looks AMAZING but as a cook myself and a husband with weirdly neurotic taste buds I’m trying to get the recipe as close as possible without imitation cheese ???? Gross

  3. Bev

    “Baked Potato?” Where in the recipe does it mention baking potatoes? All I see are directions to ”boil” them. My question is, ”Am I missing something or are the instruction incorrect?”

    • stephaniemanley

      It refers to the flavor of the soup, that it is like the flavor of a baked potato. I hope you give the soup a try.

  4. Sarah Martin

    I just made this in a crock pot. True about the potatoes being mushy! I have little ones so I wasn’t too worried as they need an easy chew : ). I used potatoe flakes instead of flour and it was soooo yunmy!

  5. Rachel

    This is close, but I worked as a lead cook in the restaurant & we use jalapeño juice not the hot pepper sauce & used a sharp cheddar sauce like cheez whiz. Velveeta just doesn’t have the bold flavor.

  6. rachael cade

    ok…8 cups or 8 oz of half and half?? i thought that was kind of a shocking amount…just making sure it wasn’t a typo…

  7. Liz13506

    This if delicious I also like to fry bacon in the bottom of the pot then take it out and use the bacon dripings to make your roux instead or with the butter

  8. LORA JAMERSON

    I LOVE YOUR SITE BUT WHEN YOU PRINT THE RECEIPE YOU SHOULD HAVE THE OPTION OF PRINTING IT TO A RECEIPE CARD (EX. 4X6)

  9. Austin Plyler

    I tried to make a half batch of this, but I couldn’t get the half and half to thicken with the margarine and flour.

    Was your heat up high enough? Sometimes if the heat isn’t up high enough. Also, were you using real margarine, and not a low calorie spread?

  10. kim reed

    What is half and half?
    half and half is a milk product that contains more fat than whole milk, and less than heavy/whipping cream. ~Stephanie

4.92 from 56 votes (39 ratings without comment)

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